What It Costs

Choose the plan that's right for you:

General Monthly Annual
PIVOT™ Visa® Prepaid Card Cost  $10  $10
Activation Fee Free Free
Plan Fee $5.95/ month $59.95/ year
Upgrade to Personalized Card $9.95 Free
Purchase Transaction Fee Free Free
Max. Daily Load Amount — via PIVOT LOAD Vouchers $1,000 $1,000
Max. Monthly Load Amount — via PIVOT LOAD Vouchers $2,000 $5,000
Max. Daily Load Amount — via Online Banking $2,500 $2,500
Max. Daily Spend Amount $2,500 $2,500
Max. Weekly ATM Withdrawal $250 $500
Max. Balance on PIVOT Visa Account $5,000 $5,000
Max. Monthly Fuel Savings Card Litres per PIVOT Visa Account 750 1,250
Max. Number of Fuel Savings Card per PIVOT Visa Account 2 2
Adding Money to Your PIVOT™ Visa® Prepaid Card Monthly Annual
PIVOT LOAD Voucher Fee* (Available at Petro-Canada™) $3 $3
Online Banking Load (Direct Deposit coming soon) Free Free
Interac Online Transfer Free Free
Withdrawing Money from Your PIVOT Card Monthly Annual
ATM Domestic Cash Withdrawal Fee $3 $3
ATM International Cash Withdrawal Fee $3 $3
ATM Domestic Non Monetary (e.g., decline or balance inquiry) $1 $1
ATM INT'L Non Monetary (e.g., decline or balance inquiry) $1 $1
International Exchange Rate bank rate + 3% bank rate + 3%
Card-to-card Transfer (coming soon)
Free Free
Managing Your Account Monthly Annual
Online Statements Free Free
Automated Customer Care Free Free
SMS Balance Alerts (coming soon)
Free Free
Live Customer Support Free Free
Card Replacement Fee $9.95 $9.95
Card Cancellation & Refund Fee $10 $10
Negative Balance Fee $10 $10
Change PIN Fee $1 $1

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Review the schedule of spending limits

Other fees may apply. See the cardholder agreement for full details and all fees associated with the card.
*PIVOT Visa Cards and PIVOT LOAD Vouchers can be activated 1 hour after purchase.