What It Costs

Choose the plan that's right for you:

General Pay & Go Monthly Annual
PIVOT™ Visa® Prepaid Card Cost $10  $10  $10
Activation Fee Free Free Free
Plan Fee Free $5.95/ month $59.95/ year
Upgrade to Personalized Card $9.95 $9.95 Free
Purchase Transaction Fee 49¢ Free Free
Limits      
Max. Daily Load Amount — via PIVOT LOAD Vouchers $1,000 $1,000 $1,000
Max. Monthly Load Amount — via PIVOT LOAD Vouchers $2,000 $2,000 $5,000
Max. Daily Load Amount — via Online Banking $2,500 $2,500 $2,500
Max. Daily Spend Amount $2,500 $2,500 $2,500
Max. Weekly ATM Withdrawal $250 $250 $500
Max. Balance on PIVOT Visa Account $5,000 $5,000 $5,000
Max. Monthly Fuel Savings Card Litres per PIVOT Visa Account 250 750 1,250
Max. Number of Fuel Savings Card per PIVOT Visa Account 1 2 2
Adding Money to Your PIVOT™ Visa® Prepaid Card Pay & Go Monthly Annual
PIVOT LOAD Voucher Fee* (Available at Petro-Canada™) $2 $2 $2
Online Banking Load (Direct Deposit coming soon) Free Free Free
Interac Online Transfer Free Free Free
Withdrawing Money from Your PIVOT Card Pay & Go Monthly Annual
ATM Domestic Cash Withdrawal Fee $3 $3 $3
ATM International Cash Withdrawal Fee $3 $3 $3
ATM Domestic Non Monetary (e.g., decline or balance inquiry) $1 $1 $1
ATM INT'L Non Monetary (e.g., decline or balance inquiry) $1 $1 $1
International Exchange Rate bank rate + 3% bank rate + 3% bank rate + 3%
Card-to-card Transfer (coming soon)
Free Free Free
Managing Your Account Pay & Go Monthly Annual
Online Statements Free Free Free
Automated Customer Care Free Free Free
SMS Balance Alerts (coming soon)
50¢ Free Free
Live Customer Support $1.99 Free Free
Card Replacement Fee $9.95 $9.95 $9.95
Card Cancellation & Refund Fee $10 $10 $10
Negative Balance Fee $10 $10 $10
Change PIN Fee $1 $1 $1

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Review the schedule of spending limits

Other fees may apply. See the cardholder agreement for full details and all fees associated with the card.
*PIVOT Visa Cards and PIVOT LOAD Vouchers can be activated 1 hour after purchase.